Articles tagged "Financing"

Guides and insights on buying, selling, and renting property in the Philippines.

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Mortgage & Financing

Pag-IBIG or Bank Loan: Questions to Compare, Not Numbers to Trust

The right financing choice depends on your situation more than any rate sheet you've been handed

Comparing Pag-IBIG and bank home loans isn't about chasing the lowest rate — it's about asking the right questions before, during, and after approval.

Pag-IBIG FundHome LoanAmortizationFirst-Time BuyerFinancing
Buying

Questions Worth Asking About Renting Versus Buying in Cavite

A practical, question-by-question guide to deciding whether to rent or buy a home in Cavite

Weighing rent versus buy in Cavite? These are the practical questions worth working through before you commit either way.

CaviteRent Vs BuyCommutingFirst-Time BuyerFinancing
Buying

Questions worth asking about buying your first home in Quezon City

A first-timer's checklist for navigating one of Metro Manila's biggest and most varied cities

Before you commit to a home in Quezon City, run through these practical questions on location, budget, and due diligence to buy with confidence.

Quezon CityFirst-Time BuyerDue DiligenceHome InspectionFinancing
Buying

A Guide to Buying Your First Home in Bonifacio Global City for First-Time Buyers

What to know before you commit to a condo in one of Metro Manila's most sought-after districts

A practical, no-hype guide to buying your first BGC property—covering budgeting, financing, location, and the buying process.

BGCFirst-Time BuyerCondoTaguigFinancing
Buying

Understanding Reservation Fees, Down Payments, and Amortization in PH Real Estate

A plain-language walkthrough of the money milestones between 'I want this unit' and 'I own this unit'

A clear breakdown of reservation fees, down payments, and amortization schedules for property buyers in the Philippines, from initial deposit to final turnover.

Reservation FeeDown PaymentAmortizationPre-SellingFinancing
Mortgage & Financing

What Is an Assumed Loan? My Friends Bought Their Car and House by Assuming Loans — Is It Legal?

Understanding loan assumption, and why doing it the right way matters more than the shortcut

Loan assumption can be a legitimate way to buy property or vehicles, but only when done through proper channels. Here's what it means and how to do it safely.

Loan AssumptionMortgageDeed of SaleFinancingDue Diligence
Buying

Buying for Your Children: The Bank of Mum and Dad

How Filipino parents are helping the next generation onto the property ladder — and how to do it wisely

A practical guide for Filipino parents helping adult children buy property, covering gifting, co-ownership, financing options, and how to protect everyone involved.

Family PropertyCo-OwnershipEstate PlanningFirst-Time BuyerFinancing
Buying

First-Time Homebuyer's Guide to the Philippines

A practical roadmap for first-time buyers in the Philippines, covering budgeting, financing, property types, and the steps from reservation to titling.

First-Time BuyerFinancingBuying ProcessBudgeting